flood Archives - Balcombes Insurance Claims Management

30th August 2017

Business Interruption following a disaster

Business Interruption following a disaster Most business owners take out insurance cover to protect the business against property damage (fire, theft, floods etc) or against liability claims (Employers Liability & Public Liability). However equally important is to have cover for Consequential Loss or Business Interruption. 80% of businesses that suffer a catastrophic loss e.g. fire […]

26th August 2016

Hurricane Charlie 30 Year anniversary

by Sarah Dunne in Flood / Water Damage Insurance Claims, Property Damage Insurance Claims, Storm Damage Insurance Claims, Uncategorised

Hurricane Charlie This month marks the 30th anniversary of Hurricane Charlie hitting Ireland. I still recall that night in August 1986 when visiting my then girlfriend Miriam (now wife) in her house in Sandymount. The rain and wind was ferocious and I left around 10pm with some trepidation to drive the 5 or 6 Km […]

6th January 2016

Why do insurers not provide universal flood cover?

by Sarah Dunne in Expert Advice in Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Property Damage Insurance Claims, Uncategorised

Flood Cover Whilst all the news headlines in Ireland are about flooding, and Met Eireann issues regular storm and flood warnings, the real value of insurance is in providing protection against fire damage. Indeed, if properties are flooded once or are deemed to be in a flood prone area they will be excluded from obtaining […]

25th February 2015

Help!……I need somebody

by Sarah Dunne in Expert Advice in Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Uncategorised

Help!……I need somebody Definition of ‘HELP’: “to make it easier or possible for (someone) to do something by offering them one’s services or resources”. As an Insurance industry, we need to offer HELP, not wait until it’s too late, or someone is screaming out for it, or feels stressed (or screwed) by the process. Why […]

1st August 2014

Balcombes “Fire Power”

by Sarah Dunne in Uncategorised

“With Balcombes ‘Fire Power’ on your side you can level the playing pitch in favour of your clients” said Jim Flannery, Director, Balcombes Claims Management, speaking to Insurance Brokers. Unfortunately fires occur every day of the year. Provided the home or business owner has adequate insurance in place, a full recovery is possible. However, it […]

1st July 2014

6 Things Insurers Don’t Tell You

by Sarah Dunne in Uncategorised

What you need to know Property claims made using a Loss Assessor settle for more than those without one. Insurers will not pay for the policyholder to be represented. Yet they will pay for their own position to be represented by loss adjusters and engineers. A large percentage of claimants do not seek to draw […]

21st March 2014

Over 40 years Loss Assessing experience

by Sarah Dunne in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Uncategorised

Tradition and experience Balcombes have been trading in Ireland since 1971. There’s a lot of expertise gained over those years that is put at the disposal of the home or business owner who has suffered damage to their property and need to make a claim. Protecting the Policyholder’s Position Balcombes Claims Management represents the interests […]

13th February 2014

Feb 12th 2014 – Another Storm hits Ireland

by Sarah Dunne in Expert Advice in Insurance Claims, Insurance Claims News, Property Damage Insurance Claims, Storm Damage Insurance Claims

Storm Warning Property owners in Ireland are again suffering the power of Mother Nature as hurricane force winds strike Ireland on 12th February 2014, bringing down trees and power lines, overturning and crushing vehicles and causing structural damage. Many buildings have suffered severe damage, with roofs being ripped off, in scenes that have not been […]

12th February 2014

Property Claims – “agreed rates”?

by Sarah Dunne in Expert Advice in Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims

Agreed rates Property Insurance claims in Ireland have been squeezed so hard over the last few years that Loss Adjusters have been offering unrealistically low rates to settle claims. We believe Loss Adjusting Companies who state that they are offering “agreed rates” are acting unethically. It seems impossible to find contractors who will carry out […]

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Tag Archives: flood