Summer soaking

31st July 2019 by Sarah Dunne in Burst Pipe Insurance Claims, Expert Advice in Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Property Damage Insurance Claims

Water damage claims

Good weather brings a smile to all our faces.  However, the happiness can quickly disappear if you arrive home from holidays to find your home has been damaged by a water leak while you were away.

Running water will damage plasterboard, woodwork, electrical appliances and soft furnishings.  No amount of drying out will save these items.  Replacement is the only option. Even if it is “clean” water, the damp and humid conditions can quickly turn undamaged items ‘mouldy’ and this can be very difficult to treat.  The best solution to avoid mould growth is prevention.   Experts in flood damage will remove wet items and use dehumidifiers and air moving equipment to extract the damp conditions from the property to prevent mould growth.

Burst pipe insurance

Provided your home has not been left unoccupied for more than 30 days, and your sums insured are adequate your insurance policy should cover the full cost of repairs.  If your home is deemed un-inhabitable, your policy will cover the cost of alternative accommodation.  Sometimes with water damage, your home may not be deemed uninhabitable at the outset, but it may well need to be be vacated to facilitate the repair works. This should be agreed with your Insurer/Loss Adjuster in advance.

Our team of professional loss assessors can quickly prepare a full written inventory of the damage.  This forms the basis of the claim document for pricing and negotiation with your Insurer/Loss Adjuster.  We can also provide useful advice in relation to what steps need to be taken, what your priorities are and who to recommend for various repairs.

Restoring your world

Put the smile back on your face with the reassurance that everything can be restored and reinstated, thanks to your insurance policy.  Make sure you get the best result with the least amount of hassle and ensure a sucessful outcome.