Insurance Claims News Archives - Balcombes Insurance Claims Management

7th December 2020

Silly Season and Insurance

Christmas madness It’s usually the silly season in Insurance once we get to December. Normally, staff are attending Christmas parties, office get-togethers, boozy lunches and social nights out. The younger ones do the 12 pubs, secret Santa draws, Christmas jumpers etc. Staff however do their best to settle as many claims as possible before the Christmas […]

7th May 2020

FBD and Covid-19: What did they intend to cover?

by Brendan Flanagan in Business Interruption Insurance Claims, Insurance Claims News

FBD have issued publicans with declinature letters confirming there is no cover. If they didn’t intend covering Covid-19, what did they intend to cover? FBD Public House Policy The extract below is from the FBD Public House policy – Section 3 – Consequential Loss on page 16 of the booklet. The Vintners policy contains the […]

19th April 2020

Trust in the Insurance Industry

by Sarah Dunne in Business Interruption Insurance Claims, Insurance Claims News, Uncategorised

Trust in the Insurance Industry I have worked in the Insurance Industry since November 1980, so it will be coming up on 40 years later this year. I don’t know where those 40 years have gone. I am aware that trust in financial services generally is low in Ireland. Despite the introduction of the first […]

16th March 2020

Covid-19 and Insurance Claims

by Sarah Dunne in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Uncategorised

No ordinary Status Red Alert In 2018 we had the Beast from the East – a severe weather event that brought the country to its knees for about a week in March 2018 as heavy snowfalls and temperatures as low as -14C engulfed the country. There were shortages of bread. Schools and businesses closed as […]

3rd January 2020

Good News for the Consumer

by Sarah Dunne in Burst Pipe Insurance Claims, Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Storm Damage Insurance Claims

“If Insurance is defined as a risk transfer mechanism, then Loss Assessing could be defined as a loss transfer mechanism.” Jim Flannery, ACII, Director, Balcombes Claims Management Risk Transfer The concept of risk transfer in insurance is a long established one. The premiums of the many pay for the losses of the few. In other […]

18th December 2019

The 12 Claims of Christmas

by Sarah Dunne in Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims

The most common claims we encounter at Christmas time Christmas tree goes on fire Candle fire Business premises goes on fire Business Interruption Fairy lights go on fire Burst pipe due to freeze up Storm damage Central heating pipe leak Impact damage Chimney fire Electrical appliance fire Break-in/Theft Whatever happens, Balcombes are there to help […]

28th November 2019

Black Friday and Insurance

by Brendan Flanagan in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Insurance Claims News, Property Damage Insurance Claims

Black Friday We are all bombarded with adverts for Black Friday special offers as retailers try and entice shoppers to spend at the end of November. Clients of ours who suffer fire damage to their home or business have their own version of ‘Black Friday’. Fire Claims When fire breaks out in a home or […]

11th October 2019

Balcombes 20:20 Vision

by Sarah Dunne in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims

Property Damage & Business Interruption In today’s world, the increased level of consumer protection and written communication should have contributed to a better experience for the customer. However the opposite is true. Instead people can feel bombarded by copious paperwork and correspondence. Nobody likes to read the small print and most people hate automated telephone […]

26th September 2019

Oil leaks

by Sarah Dunne in Expert Advice in Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Uncategorised

Escape of oil An escape of oil can have a devastating impact not only on you and your family’s health from the toxic fumes but also on your property and perhaps most worryingly into local watercourses, vegetation and neighbouring properties. The impact and damage that an escape of oil can have cannot be understated and […]

31st July 2019

Summer soaking

by Sarah Dunne in Burst Pipe Insurance Claims, Expert Advice in Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Property Damage Insurance Claims

Water damage claims Good weather brings a smile to all our faces. However, the happiness can quickly disappear if you arrive home from holidays to find your home has been damaged by a water leak while you were away. Running water will damage plasterboard, woodwork, electrical appliances and soft furnishings. No amount of drying out […]

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Insurance Claims News

Silly Season and Insurance

FBD and Covid-19: What did they intend to cover?

Trust in the Insurance Industry

Covid-19 and Insurance Claims

Good News for the Consumer

The 12 Claims of Christmas

Black Friday and Insurance

Balcombes 20:20 Vision

Oil leaks

Summer soaking

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