3 good reasons to hire a Public Loss Asssessor
Brendan Flanagan
in Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Insurance Claims Tips / Procedures, Property Damage Insurance Claims
3 good reasons to engage a Public Loss Assessor
When a fire sweeps through a home or business, it can cause serious damage. Not only can fire destroy property (and life), it can also put your life on hold. After a fire, there can be a period of shock and sense of devastation. You can be overwhelmed as to how to deal with your insurance claim, but you need to get through the process and negotiate a settlement. Reinstating cannot begin until your Insurance Company accepts liability and pays out. The onus is on you the Policyholder to submit your claim. Unfortunately, many Insurance Companies can drag their feet and make the process 
difficult. Luckily, there is a way around this. Here are 3 good reasons why you should hire a Public Loss Assessor to help with your claim:
1.We will Speed Up the Process
Insurance Companies usually appoint Loss Adjusters to deal with the claim on their behalf. When a property owner tries to file a claim on their own, these companies know they are dealing with someone that doesn’t know all the rules, and their entitlements under the contract. When you hire a Public Loss Assessor, it sends a clear message to the Insurance Company that you mean business. We are familiar with the small print of the policy, and with the claims process. By compiling and submitting your claim quickly, we help speed up the process. Your claim will be settled faster enabling you to put your life back together.
2. Your Stress Levels Will Be Lower
We all know that dealing with a fire is one of the most stressful things you can go through. When you add dealing with the insurance company, loss adjuster, forensic engineers, cleaners, builders etc to the mix, things can get even more hectic. To rid your life of as much stress as possible, you can engage a Public Loss Assessor who will take over the claims process on your behalf. We will handle the insurance claim paperwork and negotiations for you. We can advise you of your rights and reassure you throughout the process. This will allow you to focus on what really matters, your family, home and business.
3. We Will Help You Get Your Maximum Entitlement
Insurance Companies and their Loss Adjusters will not necessarily be acting in your best interests. They will interpret the policy wording often in a way that benefits Insurers who pay them a fee for handling the claim. This can be heart-breaking to home or business owners who have lost everything. Appointing a Public Loss Assessor will help you get the most from your insurance claim. We will work hard to ensure that your settlement matches the damage that has been done, so that you can fully reinstate your property. We will help you get your maximum and rightful entitlement under the terms of the policy.
According to Jim Flannery, Director, Balcombes Claims Management and President, Irish Claims Consultants Association: “If you have been affected by a fire, the first step to recovery is to hire a regulated Public Loss Assessor. By doing so, you will get the maximum amount for your claim, with the least amount of stress, and you will not have to wait months to receive a settlement cheque.”
